★ Gated community with clubhouse, communal pool and sports courts
★ Walt Disney World Resort, Seaworld and Universal Studios via Interstate 4
★ Premium Outlets and shopping via Interstate 4
★ Publix supermarket and shops on US27
★ Selection of restaurants on US27 and ChampionsGate
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About Villa #419
Local Area Details
★ Air Conditioned
★ Laundry Facilities
★ Pool Heating Available
★ TVs in Bedrooms
★ Stroller / Infant Cot
★ Free USA Phone Calls
★ 2 Parking Spaces
Fab 4 bed 2 bath villa on gated community
Palm Tree Villa at the Manors South at Westridge
• Beautiful well kept gated community on US 27
• 20 - 30 mins to Disney World!
• Spacious and elegantly furnished with two living areas
• 25 foot pool, extended deck with Palm Casual loungers, recliners, dining set, not overlooked at rear
• Four bedrooms, master en suite, and separate guest bathroom
• Games Area in garage
• Cable TV in both living areas and all bedrooms (Netflix in family room)
• Free hi speed wifi
• Free use of Sat Nav
• Travel cot, stroller, high chair provided
• Free US, Canada and local calls
• Local family owned Management Company.
• Full size Community Pool, clubhouse, Fitness Room on Manors North
• Easy access to I4 and the US 192
• Golf and shopping within one mile
• Gas and charcoal barbecues
• All linens and towels supplied, including beach towels
• CD player, collection of CD's DVD's and books
• Hairdriers, straighteners etc provided
• Fully licensed by State of Florida and Polk County
The formal living room / dining area has a 40 inch HD TV with surround sound system, with cable channels and is beautifully furnished. The formal dining table has seating for six but could easily accommodate a further two persons. An archway leads to the kitchen, breakfast area (with a table for four and two bar type stools) and family room, which has patio doors overlooking the pool deck and a second 40 inch LED Smart TV, with cable channels and Netflix. The kitchen itself is fully equipped with full oven, microwave, dishwasher, fridge freezer, waste disposal, coffee maker etc together with a full range of tableware, pans etc.
The family room has two and three seater sofas, plus a recliner chair. Both rooms have vaulted ceilings. Free hi-speed wifi is provided.
The master bedroom is spacious with it's own private bathroom, with walk in shower, separate WC and large corner bath. It has a king size (US queen) bed, with pillow-top mattress.(New luxury Bedroom suite in 2016!) The guest bedrooms have a king size bed, two twin beds and a twin over double bunk bed. We can also cater for infants, with two travel cots, a highchair, safety gate and stroller at no extra charge. All bedrooms have 19 inch HD TVs. The guest bathroom is bright and cheerful and has an over-bath shower and vanity unit, and also gives access to the pool deck.
Externally the pool area is fully screened and the pool itself is approximately 25 feet long. It can be heated during the winter months (additional charge applies). We have a number of all weather recliners, loungers and footstools, together with a patio table and chairs (for those relaxing days off from the parks!) and the extended deck makes sure that there is room for everyone. There are two barbecues, one gas and one charcoal, for use of guests, free of charge.
At the rear of the property is a greenbelt area so no rear neighbours!
We have converted part of the garage into a games area, with a pool table, Foosball game and electronic darts board.
The Manors at Westridge is located off California Boulevard on Highway 27. It's sister community, the Manors North at Westridge is directly opposite and the community facilities are located there. They include a full size swimming pool with loungers, clubhouse with occasional organised activities and a small but well equipped fitness room. There is easy access to Interstate 4 and the US 192, and it's a 20-30 minute drive to Disney World.
The nearest golf course is at Highlands Reserve, less than a mile away, with many others nearby.
Berry Town Centre is located about a mile from the community with a Publix Supermarket, and a range of takeaways and restaurants. There is also a small parade of shops at the entrance on Highway 27, with a small foodmarket and Pizza shop.
Read what previous and returning guests have had to say about this Florida villa
"”We stayed at the villa for 14 nights and we were all extremely happy with our first impressions of the villa. It was extremely easy to get to the villa and pass through the security gate onto the gated estate. We did arrive late, so we didn’t get chance to explore the villa until the next morning. The kids were tired (also the big kids) so it was a quick unpack and straight to bed. Well, I had the luxury of heading to the close Publix for a quick shop, which again was easy to find from the villa.
The next morning (4am – jet lag) we all got chance to relax over breakfast and take in how impressive and homely the place actually was. We were immediately happy to call the villa home for the next 13 nights 😊
The villa was clean and tidy and a few essentials were left for us. The kids loved the pool and we definitely took advantage of having a pool, as most days we were heading back to the villa from the parks at 4pm.
The villa had everything you could possibly need to be comfort"
Andy W., N. Yorks UK, April 2019
What can I say about this amazing villa it was everything we hoped for and more. Sandra was on hand prior to us leaving the UK providing all information we needed including directions and information about the local area. After a delayed flight leaving Manchester we arrived in Orlando at 8 and then made our way to the villa. Upon arrival we were very tired after a long day of travelling and we were greeted with a lovely welcome pack including bread, milk, butter etc so we were extremely happy that we didn’t have to venture to the local super market for supplies, we had enough to see us until next morning. The villa was spotless, we travelled with 2 children and 3 adults (1 was my 72 year old father in law who had only recently travelled abroad for the first time) he was amazed. The villa was extremely spacious for us all and with televisions in all bedrooms and 2 living rooms when we wanted a lazy day in no one was falling over each other. We utilized the games room (I l"
Lyndsey E. and Family, UK 21st March 2019
"The most perfect place to stay in Florida!
I just love this property and the owners too, they're great to correspond with and will answer any questions. It is in a perfect location, in a beautiful gated community. It's only 30 minutes from Universal and even less for Disney and super easy to get there thanks to the Sat Nav in the Villa! There is everything you could possibly need in the property, the washer and dryer comes in very handy so we can pack less and take more home! I would never ever want to stay anywhere else, this is my third time staying here and I fall in love with it a little more each time I go."
Sophie L. and Family, Sept. 2018
"As advertised and more ❤️
★ ★ ★ ★ ★
This is a beautiful home in a quiet neighborhood. My husband and I stayed here with two of our daughters, 2 grandsons, and our daughter’s friend. With 4 bedrooms there was more than enough room for everyone. Julie does a fabulous job keeping the place sparkling clean. She even stopped by to finish a load of linens and introduced herself. The home was well stocked with towels, linens, cookware and dishes, movies and books. Even toys for the little ones. The beds were comfy and the rooms were beautifully furnished with lots of storage. And I haven’t even mentioned the pool yet ❤️❤️ And the game room!! The kids had a blast in the pool. It was nice to get in anytime we wanted. Sandra was very easy to work with, nice and quick to answer questions about booking and such. She sent us easy to follow directions to get to and into the house. Will definitely be looking to book agai"
Denise G., USA, 1st July 2018
"5 *”Absolutely beautiful home!!
We stayed at this beautiful home in May. We will definitely be back! The house is amazing. The location was close to all the attractions and stores which made it convenient! It was home away from our home! Sandra was extremely nice and helpful from the time I booked until the time we left. I was very happy with how clean the home was upon arrival. We spent everyday at the parks except one but the day we werent at the parks we spent in the pool which was also clean and refreshing. I highly recommend staying at this Villa!! I cant wait to come back!
Michelle S., USA"
Michelle S. and Family, USA, 9th May 2018
5* - We had a wonderful week at this villa. It was clean, spacious, and had everything we needed. The pool was wonderful!"
Jenny B. and family, USA, 24th March 2018
"Loved it and will definitely book again!
5* - This is a lovely property and really is a home from home - Sandra and Jeff have thought of everything! It has everything you need to relax and live like a Floridian for the duration of your holiday. It is a good size with two lounges, four bedrooms and two bathrooms. The pool area is lovely and because of the extended area there are plenty of sunbeds to go around. We loved the fact that we could still access our favourite shows on 'Netflicks' - the perfect way to unwind at the end of a busy day shopping/visiting the theme parks without the annoying adverts interrupting every few minutes! The villa is on a quiet and clean estate, and is easily accessed either from the 192 or the I4. I recommend this 'home from home' to anyone - you won't regret it - thanks Sandra!"
Carol B, and Family, W. Yorks, UK. 16th March 2018
"Perfect Home From Home!
5* - From the very beginning of booking the villa, Sandra was so helpful with any querys we had and was always quick to respond to my emails. The Villa itself is perfect and equipped with anything you could possibly need! My son made good use of the pool and it was nice having all the space around the pool to chill out when we were not in the parks. It also felt very safe being a gated community. Thank you so much for a wonderful holiday!"
Frankie C. and Family, Gloucestershire, UK, 28th February 2018
"Very nice house with a great pool and amenities!
5* - We absolutely loved our stay. The kids loved the pool and game area. Located close to Disney. Everything about our stay was perfect!"
Amy Y. and family, USA
"Great Place to stay!
5* - This villa is probably one of the best equipped villas we have stayed in, and we have stayed in quite a few. The pool area is large, and there are plenty of pool loungers and seats. The villa is spacious and comfortable. It is spotlessly clean and decorated in a Floridian style. The location is great, with easy access to I 4 and US 192. There is a Publix, bank, and other shops and restaurants within a couple of miles. The gated community is kept tidy and secure, and the community centre hosts social events to which everyone is made welcome. Overall, this is a great place to stay in Central Florida, and I would happily recommend it."
Joyce J. and Family, Wales, UK, January / February 2018
"Wonderful for a family or a couple for a relaxing getaway.
★ ★ ★ ★ ★
It was more than I expected!! Extremely clean with so many wonderful extras that made our family stay so enjoyable! After long days at Disney and Universal we could relax in the heated pool and play a few games of pool.I didn't want to leave!
Tracie and family,"
Tracie N. and Family, NC, USA, December 2017
"Same as before (Third visit!)
5 of 5
Ruth P. and family, USA
Submitted: Dec 27, 2017 Stayed: December 2017"
Ruth P. and Family, USA, December 2017
"Wow – so close you can hear the fireworks!!!
Palm Tree Villa is Sandra and Jeff s home from home in which they were gracious enough to let us stay. It is furnished and equipped brilliantly with everything you could want and while this trip was just the two of us we were so impressed with the space available we have already booked Again to bring the whole tribe. Many villas say they are close to Disney, well this one certainly is as we could hear the fireworks every night, but not in an intrusive way. The fact that there are two fully equipped and comfortable living areas means that there is plenty of room for everyone to relax and enjoy their stay. We have stayed in many Villas where there is ample room to sleep but restricted living area, not in Palm Tree Villa, room for all. Plenty of space around the pool for everyone to relax and a superb games room if there are any Disney rain days. A hire car is a must but there are nearby take aways who all appear to deliver, and a Publix only "
Simon and Angie R. Teesside UK, November 2017
"WOW, what an amazing place! 5 star
Well,where to start. We are a family of 4 - 2 adults 2 children and we took my mam and dad. We have never done a villa before so where a little skeptical but omg villa all day long especially this one, beautiful condition beautiful decor a home from home with all the frills, heated pool , games room, big bedrooms and a living room and a lounge, the owners are nothing but very helpful and a pleasure to deal with. We would definitely recommend 100% not to far from all the parks. thank you Jeff and Sandra for a wonderful stay from the Peacocks"
Gary P. and family, Co. Durham UK, October 2017
"Fantastic Villa in a Great Location - 5 star
We have just spent an amazing three weeks at Palm Tree Villa. The villa is furnished to a high standard, is extremely comfortable and the pool area was enjoyed by all. The Wifi came in very useful to our teenagers and our football mad son made full use of the Cable TV! Netflix is available if you need some chill time after the parks. Anything you can imagine is provided - towels, plug adapters, hairdryers, straighteners, sat nav, books, dvds, etc. The location of the villa is ideal with the theme parks 20 to 30 minutes away. There are supermarkets, restaurants and take-away's all in the vicinity. Beaches on both coasts and easy to get to and take just over an hour. Booking was very straight-forward and the owners are very approachable and helpful. Thank you Sandra and Jeff for letting us use your villa and we hope to be back soon!"
Lynne D. and family, Cleveland, UK, August 2017
"Fantastic Family Fun in Florida - 5 star!
This home was wonderful from start to finish. Extremely close to everything without having to stay in a busy city. You feel as though you've arrived home as soon as you walk in. Beautifully and comfortably decorated. The entire family had incredible time. Recommend to anyone looking for a relaxing vacation. 5 stars.
Margie and family, USA, October 2017"
Margie and family, USA, October 2017
"Sandra thanks - so much, I loved the property and when I return I hope its available so that we can stay here again😍. This was well stocked, clean, spacious just perfect!"
Yolanda H, Tallahassee, Fl, 4th August 2017
"Absolutely Fabulous Villa!
We are a family of 4 2 adults 2 teenagers and we all thoroughly enjoyed our time at the villa. The newly furbished pool is wonderful great to swim and have fun in. The wifi is excellent which is a big thing with teenagers ! The villa itself is really comfortable and has everything you can think of. The bedrooms and in fact the whole villa is decorated to a lovely standard. Booking was easy and Sandra provided directions to the villa and useful information, she even rang to check we had arrived and all was ok exceptional customer service.! They have caretakers which we had to contact over a smoke alarm and again they were swift and helpful. The villa is located close to various restaurants and supermarkets and of course Disney and Universal are easy to drive from"
Debbie F and Family, Cleveland, UK, 4th July 2017
"It was amazing the experience - everything was perfect the well cleaning and organized.
(Five Star Rating)"
Ricardo A., Coconut Grove, Florida, 30th June 2017
"A Home From Home!
Had an excellent two week holiday in the palm tree villa. The villa is in a fabulous location (close to many excellent restaurants not to mention disney) is very spacious and is furnished to an excellent standard that the pictures do not do it justice. Booking process with Sandra was as easy as you'd want it to be and never too busy to answer any questions we had. Overall I can't recommend this villa enough and can't wait to book again for our next trip...... just wish it sooner than 2020 :("
Ross C. and family, Scotland, 2nd June 2017
"Amazing Villa, Fantastic Location, very friendly and helpful owners!!
This Villa is fabulous!! The villa provides everything you could possibly need - and more (a satnav was even provided!!). The location of the villa is perfect, we were right in the middle of everywhere we wanted to go whether it be the Disney/Universal parks, Cape Canaveral or Clear Water Beach. The owners are brilliant - so friendly and helpful, advice was plentiful and much needed and any queries we had about the area or anything else were answered swiftly. All in all I couldn't recommend Sandra and Jeff's Villa highly enough!!!
Emma M. and family, Middlesbrough, UK"
Emma M. and family, UK, 1st April 2017
"Excellent villa, fantastic location!
The villa was fantastic, lovely pool, tons of space and fantastic facilities. It is close by for all parks and shopping, we didn't even have to hire a sat nav as there was one kindly provided in the villa for us. Everything was in great condition, we couldn't complain about a thing. Great holiday location."
Emily and Sam H, UK 3rd September 2016
"Surpassed our expectations!
This was our first visit to the states and Jeff & Sandra’s place was exactly what we had hoped for. The villa is very spacious with everything you could possibly want. Sandra has tried to think of everything and it was reflected in our stay. The villa is large and well laid out with excellent furnishings throughout. The kids loved the pool and the location for Theme Parks, Nasa, Air Boats, the Gulf and other activities couldn’t have been better. After days out it was a great home to return to. The gated estate is spacious, quiet and very well kept. Being only a short drive from shops and amenities was a real bonus. The help from Sandra before leaving home was excellent, she replied to any questions both very quickly and courteously, she couldn’t have been more "
Dave and Margaret B., UK , 2nd July 2016
Thank you Jeff and Sandra for making our trip to Florida a lasting memory and holiday of a life time. Having never traveled to America before you helped us from start to finish to ensure that everything was in place to make the holiday hassle free and thoroughly amazing. The villa is very clean and comfortable and the kids loved the pool especially after a hot busy day sight seeing. The villa is ideally placed for all the main attractions Disney world, universal, Seaworld, the water parks and the further a field Busch gardens which the kids enjoyed the most and Kennedy space centre. Supermarkets and shops are all in easy reach and there is an abundance of great restaurants. Thanks for recommending 'Manny's' chop house, the ribs were to die for. If we were going to return to Flor"
Jeff and Gill P., UK, 25th July 2016
We had an amazing time here. Everything was exactly what we had expected from your advertisement. The kids are so sad that this amazing trip has come to an end. We had to beg them to get out of the pool every night. Your villa is very welcoming and we enjoyed every moment of our stay. Thanks again and we hope to visit again soon!"
James and Liz H., Georgia, US 13/06/16
"Perfect holiday! We stayed at palm tree villa in May/June 2016 and it was absolutely perfect. We stayed as a party of 4 adults, and 5 kids. Great living space, with two lounges so we could watch something different to the kids on a night. The kids loved the pool, probably more than the theme parks, which were really easy to get to from the villa. They also loved the games room and had loads to occupy them while us adults had time to chill out! The villa sits on a lovely quiet gated estate, pool has a private outlook and gets the sun all day. It had everything we needed, a home from home. Sat Nav was particularly useful to navigate to our destinations. When we arrived, the villa was clean, very well presented, and Sandra (owner) provided lots of great information on the villa, surrounding a"
Marie H. and family, Tyne and Wear, UK, May 2016
"Outstanding Accommodation and Facilities - Ideal Location
This was my second stay having stayed there about three years ago. The accommodation is the ideal family orientated place to stay when visiting Florida if you are going to the parks or anywhere else in the state. The house is large, very well equipped and a home from home. Sandra has thought of everything that you may need to make your stay great with, Wi-Fi, heated swimming pool, games room in garage, two living room areas with fully equipped smart TV`s, Sat-Nav, tourist guides and info on best places to eat and visit, there is even sun tan lotion in the cupboard!! I would have no reservations in recommending anyone to stay here and make your Florida holiday special."
Barry D. and family, 30/03/16 Eaglescliffe UK
Wow what a fantastic villa . We have stayed in Sandra and Geoff other villa which is beautiful but this was our favourite. Easy to get to from the airport about 30 minutes and located on a beautiful gated community. The villa surpassed our expectations. Two large family areas , a great kitchen and four bedrooms. Games room in the garage which we didn`t use but looked great for a bit of fun. The pool is to die for after a busy day, can`t beat it. This villa is probably situated in the best area as it is easy for the parks , shopping and a drive to the beach. Sandra and Geoff you should be proud , what a fantastic home you provide. Love it love it love it. Thank you."
Norman W. and family UK, November 2015
"Home from Home!
This was our third trip to Florida and our third stay in palm tree villa. We absolutely love it! and wouldn`t choose anywhere else. Jeff and Sandra run a brilliant holiday home and we can never fault them for anything. Our nephews came with us this year and they had a fabulous time. My eldest nephew (8yr) was either in the pool or playing pool in the garage whenever he had a spare moment. This villa is so close to all the major parks it only takes a 20min or so car journey, so the kids don`t get bored waiting to get there. I would recommend this villa to anyone and everyone it`s perfect! We haven`t even been back a week yet and we have already booked up for the following year. :-)"
Emma, Lee and Family, Teesside, UK October 2015
Upon our first contact with Palm Tree Villa`s owner, Sandra, we knew we picked the perfect house to stay while visiting Universal Studios. Her customer service was the highest quality. Her communications were so polite, very timely, organized, and detailed. She thought of everything so that we would be prepared for our arrival, stay, and departure, and be able to enjoy our stay without any worries. We were amazed with this beautiful and absolutely spotless house. Everything was very clean and wonderfully decorated and furnished. We were most comfortable staying there and felt as if it were our home away from home. Having two separate family areas with a tv in each was very appreciated. Having a second door in the guest bathroom to the pool area came in very handy. The "
Melissa and family, Greensberg, PA USA Aug 2015
"Faboulous villa! Everything you need when on holiday, felt like home straight away! Can`t recommend this enough! Fab location to Disney, universal and sea world."
Wendy, Harry A., Co. Durham UK July 2015
"Fantastic! What a wonderful place to stay! You couldn`t wish for better accommodation- anything that you needed was there. My family and I had a lovely holiday. We were spoilt for choice of things to do during the day. There were plenty of shops and places to eat. I am very much looking forward to returning next year. Overall a wonderful holiday."
Jeff W. and family, Lancs, UK, June 2015
"The perfect family villa! Just got back from our stay in Sandra & jeffs fantastic Palm Tree Villa. Two grandparents, two daughters and three grandchildren. The Villa could not have been more perfect for the seven of us. It was spotlessly clean, beautifully furnished and the pool and games room even made the grandchildren put down their I-phones!! [Yes I did say that] What more can I say. The perfect family villa close to all the major attractions."
Denis S. and family, Huddersfield UK, June 2015
"Perfect in every single way! We have just returned from an amazing stay at Sandra and Geoff`s villa. As the title of my review says, it was perfect in every single way. Having never booked a villa before and after looking at what felt like hundreds of different properties we eventually settled on this one. From the moment I booked I was so glad this was the one we chose, Sandra was in touch immediately and on the lead up to the holiday was available to answer the many questions I had and provided lots of other useful information. On arrival we were all wow`d by the villa, it is so large and spacious, spotlessly clean and full of all the amenities you could need. A real home away from home. The swimming pool was to die for and larger than I expected, it had full sunshine all day long with p"
Nicola and Family, Lancs UK, May 2015
"Couldn`t ask for better! We stayed at the palm tree villa in April 2015, we visited all of the theme parks, Disney was only about 15 minutes away whilst universal was about 30 minutes so great location.... We also got married whilst in orlando :) Even before leaving the UK Sandra was really helpful in answering all our questions. Her directions to the villa were second to none, we never got lost once!! The villa was clean and spacious and had everything we needed and more. As there was only four of us we rattled around but could easily fit two families. The kids loved the pool and games room after a long day walking in the sun. All in all a fantastic holiday, couldn`t have asked for a better place to stay :)"
Nicci O and family, Cheshire UK, April 2015
This section lists the options specific to this villa which will be available for your stay e.g. pool heating, welcome pack etc... It may also show some of the booking terms, as well as payment details for renting this villa. Please note that if you are looking to rent this villa, then you must first send an enquiry. All villas listed on Disney Orlando Villas are privately owned, with bookings made directly under the owner's terms and conditions. For more details on renting a villa, view the Renting Villas FAQs.
Once an enquiry is received we will endeavour to respond within six hours and no later than 24 hours.
If you decide to book our villa we will forward you a booking form, usually electronically and arrange payment of the deposit, and dates for the balance to be paid. Bookings are not confirmed until the deposit payment is received.
Just off highway 27 and incorporating the Manors North and South, the landscaped entries into Westridge take you past the excellent community facilities to a selection of new and well maintained rental homes with private screened pools. With a mixture of both residential and short-term lets, expect well maintained properties with a neighbourhood feel about it.
The excellent community facilities include: tennis courts, basketball and volleyball courts, large outdoor swimming pools, clubhouse and a children's playground, Westridge has earned its reputation as being 'family friendly'.
Travelling just over 1.5 miles north on US27 is the local Publix supermarket and shopping complex, with eateries including Applebees, Quiznos, an Indian take-away and a wine & bistro parlour. Walmart is around 1 mile further north - just past the junction with US192.
A little over 5 miles in a southerly direction down US27 towards Interstate 4, there is the new Posner Park shopping centre offering major stores including JC Penney, Target, Ross, Dress for Less and many more. Again, there is a further selection of restaurants available. Approximately 5 miles east lies the Champions Gate development, which hosts the Omni Resort hotel - offering fine dining for that special occasion.
Prices for Renting this Villa
Below are the weekly or nightly rates for renting this villa (not per person). Where you would be looking to stay for more than 7 nights, then the price will be calculated on a pro-rata nightly basis. For stays of less than 7 nights or for dates where prices are not yet released, please contact the owner for prices. Disney Orlando Villas does not charge a website service fee (like some other villa websites), so you get the villa at the best price. To confirm a price, book the villa or for more information, you can contact the owner through the form at the bottom of this page.
The rental rates are for renting the villa for the stated duration and NOT per person.
April - June
£575 per week†
US$780 per week†
July 1 - September 10
£625 per week†
US$850 per week†
September 11 - December 15
£575 per week†
US$780 per week†
December 16 - 31
£625 per week†
US$830 per week†
January - March
£530 per week†
US$770 per week†
April - June
£575 per week†
US$780 per week†
July 1 - September 10
£625 per week†
US$850 per week†
September 11 - December 15
£575 per week†
US$780 per week†
December 16 - 31
£625 per week†
US$830 per week†
Where the rate shows a '†' alongside then this price is inclusive of local taxes, whilst '+ tax' means local taxes at 12% must be added to this price. It is common to quote US Dollar prices net of local taxes. To estimate the price to rent this villa, enter the number of nights to stay and select the period which corresponds to your arrival date.
When booking a villa, owners will normally take payment via a bank transfer, a UK Sterling cheque or a US Dollar check. Where indicated, the owners of this villa are also able to take payment using PayPal or a credit card.